What’s the difference between a credit card and a no-credit card free trial?

Free trials will likely be offered for SaaS products in 2022. Even companies that are famous such as Adobe and HubSpot offer free testing. Consequently, most SaaS providers avoid the challenge and offer free trials. 

Instead, they should decide how they offer free trials. Let us help you decide whether to retain credit card options for free trials and how to make the user onboarding experience easy and effective. 

How does the trial period of online service work? 

Web service providers give customers the opportunity to test the services prior to buying the product. Test duration varies in total according to service providers. It may take up to 30 days. Free usage enables customers to test performance before launching a product. It can help developers analyze their customers’ behavior, interests, and any problems presented. That

would be good for the two parties. The problem comes when accessing a trial phase. The firm wants the most authentic users around the world to be testing their own products. 

Free trial with or without credit – When does it make sense? 

Pawe Paluch, the Udemy Strategic Partnerships & Business Development Manager, has been contacted by Udemy to ask how to use a credit card for free tests. According to Pawe, “there’s no best solution – just the most appropriate option for implementing credit cards for free. 

If you want unauthorized credit cards from a buyer you need fewer things. Your products are the most important, and your business goals are a part of the process. 

Your goal is: Quantity Over Quality 

You may find yourself faced with a situation in which your users have to expand. You may also need funding and having a large user database can support this. You aim therefore to make the products as popular as possible. So, the signup process is essential for completing the free trial. How does this work? No credit card is required. The more people sign up, the less they are expected to commit to purchasing. You can even gain more active customers by increasing your trial subscription numbers. Adobe offers free trials to customers. There is no refundable payment for these services.

You run a startup 

This user is merely looking around but does not actually make a decision. Tire-kickering is often too difficult for startups and small businesses to deal with. Is there an answer here? 

Request your credit card details before signing up. This means filtering out unwanted users and focusing your campaigns on people who have a strong interest in your product. Pawa Paluch suggests you get a credit card for leads that have not been nurtured properly. 

You focus on maximizing revenue per user 

A good lead generation process will help improve customer satisfaction while increasing sales. Typically, users who use credit cards for the trial have fewer activities compared with the users who do not. However, the request for credit card information could significantly affect your signup number. A second reason for that is that leads improve. These are useful for free-to-use applications. Users signing up for premium versions are excellent leads because they use your basic software version for free. 

Your product is in the testing phase 

Companies testing products have to give them to specific audiences, regardless of their purchase power. They aim to determine the best possible product to market and get feedback

from users. Alternatively, you could collect input from multiple target groups. Hence, there must be a way to lower the barrier for users wanting your trial. Please don’t use credit card info on products that are currently in beta. Paluch says you should consider the total available market (TAM). 

Generate More Leads 

However, asking for free trials will increase your initial sales conversions and you could end up losing clients even though your website traffic remains constant. A decrease in sales lead generation can turn to less revenue generation. Having minimal barriers to your signup process can attract more customers who want your free trial and consequently increase your lead generation. Your Lead Generation Team will help you convert your leads into paying customers. It is, however, very important to mention that once you start binging on new leads, you might want to consider working with a merchant of record. Collecting taxes is an essential step in driving growth. So make sure you are taking care of this aspect as well. 

Why do web businesses prioritize cards more than other means of purchasing services online? 

Most sites without proper security are victims. Web platform security has to be tightened in almost every possible way. Another priority was to offer powerful payment options. It offers five main advantages to a website.

Inexpensive Purchasing Option 

Small and mid-sized businesses are searching for better profits and quicker recognition. Nonetheless, this is hard since costs are very high. Another thing I have noticed is that most internet entrepreneurs believe credit card payments are expensive. The truth is completely different. Because of the highly competitive nature of internet business, card buyers can afford a reasonable rate to purchase services. It’s not that difficult to find an appropriate cost for the buyer. However, if the only option for free trials is credit card information, then you need to be extremely cautious. It is easy to lose information to hackers. 

Improve cash flow 

Money transfers between different bank branches via online platforms. Often referred to by the term cash flowing, it has the following definition. Cash flow should occur quickly. Smooth and stable. Cash flows refer to virtual money transfers. All transactions on a credit card are processed in real-time by the card’s software. Proceeds from this process are deposited directly into the bank account of the owners. This software helps owners improve their cashflows as it minimizes all unauthorized transactions and the problem of checkpoint security. 

Increase sales

Often, the people online who can buy products are just average workers with credit cards. They want the most affordable services or products available on the Internet. It seems simple. If they find genuine services, they buy them. A simple payment option thereby attracts new customers and increases their loyalty in a particular sector. 

Reliability and Legitimacy 

Visibility on the Internet is very important to the growth of business platforms. In addition, it’s essential that they’re legit and trustworthy. Setting the option of credit card payment provides authentication on websites. People visiting your site will be satisfied with your site. 

How to get Free Trials without Credit Card: Check these 3 Simple Tricks 

Some of our engineers tried this out without the help of a credit card or free trial. You will need a valid document to do this. This is an excellent option if you want WordPress developers to get free trials of plugins and other themes. 

Use Virtual Credit Cards 

After 1920, the internet was quite widely used and people began using it to pay online. The Online Payment System operates like most regular physical credit cards, but the major differences are that no legal status or fixed monthly incomes are needed. All individuals have the option of creating their card by supplying important information namely Gmail, birth

certificate, and NID. But keep in mind not everything in a virtual credit card is the same. Certain cards allow you free trials of certain services, while others give you the full-fledged card system. Using Paypal virtual credit cards for example. Virtual cards are available in over 70 countries worldwide and support 150+ nations. 

Utilize Credit Card Number Generators 

It’s very simple. When you tell them regional information, they can generate false credit card numbers with personal details. You can use your credit card to complete an application but alas, it will then say that this card is invalid. A fake card generator is created by a random algorithm that tries hundreds of different combinations of information for a random array. The information obtained by these generators is not known to a cardholder, so it is considered invalid. All these Youtube video solutions are fraudulent. However, you may have to try PrePost. 

Request an Already Existing Trial Period Account 

If the method described above fails, then try another account instead. Many social networks offer the ability to create your own profiles for free. Keep in mind to be safe and do not share confidential information. Note that this method for using a credit card is not 100% safe. Then the person should avoid putting his finger into their hands and other sensitive information. This is the easiest way to do it and I’d recommend you not try this too frequently. 


A credit card can be a valuable tool for a Saas business. It can help you build your credit history and improve your company’s cash flow. In addition, there are other benefits to using a credit card such as rewards points and purchase protection. 

-A no credit card policy may be the right decision for some businesses, but it is important to weigh the pros and cons before making a decision. There are several factors to consider such as the company’s size and stage of growth. 

-There are advantages and disadvantages to both options, so it is important to decide which option is best for your company.


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