Despite driving safely, people often fall prey to devastating car crashes which can leave them feeling helpless. If you or any of your loved ones are ever involved in such a fiasco, then it becomes critical to understand your rights as a passenger. You are eligible to file various claims and receive financial assistance for the damages sustained. Since these matters are time-sensitive, we have prepared a list that can educate you about your available options before the accident so that you can increase your chances of getting a successful claim.
- Primarily, you should gather information on everyone involved in the car mishap. This is required even when you are not one of the drivers involved in the car accident. The claims process determines the fault in a car accident. However, you might incur medical expenses, lost wages, and more due to the injuries sustained. All these costs should be borne by the insurance of the person at fault. This is why it becomes imperative to gather the driver’s information and the police report on the car accident.
- While riding another person’s car as a passenger, it is your driver’s responsibility to operate the vehicle safely. If the accident occurs due to the negligence of your driver, then they will be held responsible for the losses and injuries sustained. In such cases, you can file a bodily injury claim with the driver’s insurance company followed by a personal injury lawsuit to collect compensation. Special rules might be applicable in certain circumstances for filing lawsuits and claims against your driver. Talking with your lawyer to discuss the insurance coverages involved and the corresponding timeline is advisable.
- If the collision happens due to the fault of the other driver, then you can submit a claim to their insurance company for getting compensation on the determination of fault. The other driver’s liability insurance policy will help cover the medical costs you might incur alongside other damages including pain and suffering, lost wages, and permanent impairment.
- If it is found that multiple drivers were involved in the collision and were responsible for the accident, then the liability will be shared by them including compensating injured passengers. You will have to file claims with all those driver’s insurance companies who are at fault. Suing them in a personal injury lawsuit can help passengers obtain compensation for the damages sustained. In the cases of shared liability, the relative fault of involved drivers is assessed as one driver can be more at fault than others. This makes them responsible for a larger share of the damages. A personal injury attorney can help evaluate your claims and navigate through the legal proceedings.
Often the insurance companies might be in dispute for determining the fault in a car accident. This is where experienced auto accident attorneys like Albrecht Law can come to your rescue by guiding you through the entire process. They will offer necessary advice on approaching the insurance claims and whether you need to sue for additional damages.