Know These Factors Before Applying For Bajaj EMI Card

The Bajaj Finserv EMI Card is a card that lets you buy the items on your wishlist from your preferred stores. It has many interesting features and benefits for customers of the card. Here are the facts that you should know before you apply for Bajaj EMI card. 

Eligibility and requirements

When you apply for Bajaj EMI card, the requirements and documentation are minimal. If you think that applying for an EMI card is a long process. Rest assured that, unlike other card networks, when you apply for Bajaj EMI card the process is as simple and straightforward as possible. You can apply for the card online or offline. If you prefer the offline method, just walk into one of the pattern stores and make your first purchase. Submit the required documents and apply for the EMI card. Once you have the card, you can use it offline or online for other purchases as well. Applying online is even simpler than the offline method. There is no documentation and you merely have to visit the website and furnish the required details. 

High spending limit

When you apply for Bajaj EMI card, you get a pre-approved loan. This loan limit can go as high as 4 lakhs. So, if you have been planning for a new air conditioner or the latest smartphone, use your Bajaj Finserv EMI card to buy it. You pay for your purchase online or offline just as you would with any other shopping card. The payment for the product is easy when it is divided into easy monthly instalments. The Bajaj Finserv card also lets you choose the loan repayment tenure to suit your needs. With the pre-approved spending limit, you can buy what you need when you need it without worrying about the payment. 

Flexible repayment

True financial freedom is when you have control over your spending and repayment. The Bajaj Finserv card lets you pick the repayment tenure that suits you best. Do you want to get the loan off your shoulders quickly with larger payments in fewer months? You can choose a short loan tenure. Would you like the loan repayment to be in small amounts that you can easily handle every month? Pick a long repayment tenure with smaller EMIs. Either way, the loan EMI and schedule are flexible to your needs. If you receive your bonus or a sudden windfall, you may want to close your loan in one shot. If you have paid 6 EMIs, you can pre-close your loan with no extra charges or penalties. 

Shop online and offline

The Bajaj Finserv card lets you shop at your favourite stores. If you prefer offline shop[ping, you can use the card at over 60,000 partner stores located in cities and small towns throughout the country. You can also use the card at all the leading online shopping platforms. Some of them also offer exclusive deals and offers for Bajaj Finserv payments. You may be able to get benefits such as zero down payment, free delivery and no-cost EMIs. Bajaj Finserv also offers you their own EMI store that stocks numerous household furnishings, appliances, smartphones, fitness equipment and many more items. The store features the most popular brands and has attractive discounts and offers on most products. The prices and offers are so tempting that you may prefer to shop at the Bajaj Finserv store for all your needs. 

App and website

The Bajaj Finserv EMI Network Card information can be viewed and managed easily through the Bajaj EMI Card login. The Bajaj Finserv Wallet app is a handy tool that gives you complete control over your card details on your smart device. Whether you want to make a query or view your transactions, you can use this app to do so. It also allows you to make payments without having to physically card the card with you. You can pay through the wallet app on your phone. The simplicity and flexibility of payment with the card makes it exceptionally easy to use. 

Security and safety

The security features of the Bajaj Finserv EMI Card give you complete peace of mind. When you use the Bajaj Finserv Wallet app or the Bajaj EMI Card login, you need to use the OTP to get access. This ensures that nobody else can access your details and card spending. When you make a payment with the card, offline or online, you have to authenticate the transaction through an OTP. So, you can be confident that your card and card details are safe from prying eyes and malicious users. 

When you apply for Bajaj EMI card you gain access to all the benefits that are listed above. You can buy all the items that you desire to improve your home or upgrade your electronics in an affordable manner. You do not have to miss out on exciting deals and one time offers because you do not have ready cash. Simply use your Bajaj Finserv EMI Network card and pay off the loan easily in EMIs.

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